Terms of Service
Last Updated: 12 October 2025
1. Agreement to Terms
By accessing our website (deliriousdreams.co.uk) or using our applications, including the SafeSpend mobile application ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services. These Terms constitute a legally binding agreement between you and DeliriousDreams.
2. Description of Services
Our Services provide tools designed to help manage personal finances and other life challenges. The SafeSpend application, for example, is a tool for financial visualisation and is not intended to provide professional financial or investment advice. You are solely responsible for your financial decisions.
3. User Accounts
To use certain Services, such as SafeSpend, you may be required to create an account. You are responsible for safeguarding your account information and for all activities that occur under your account. You must notify us immediately of any unauthorised use of your account.
4. Subscriptions and Payments
Certain features of our Services may be offered on a subscription basis. By selecting a paid subscription plan, you agree to pay DeliriousDreams the monthly or annual subscription fees indicated for that service. Payments will be charged on a pre-pay basis on the day you sign up for a premium service and will cover the use of that service for the subscription period as indicated. Subscription fees are not refundable.
5. Intellectual Property
All content, branding, logos, and software associated with our Services are the exclusive property of DeliriousDreams. We grant you a limited, non-exclusive, non-transferable licence to access and use our Services for your personal, non-commercial use. You may not copy, modify, distribute, sell, or lease any part of our Services.
6. Disclaimer of Warranties
Our Services are provided on an "as is" and "as available" basis. DeliriousDreams makes no warranties, expressed or implied, and hereby disclaims all other warranties, including without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.
7. Limitation of Liability
In no event shall DeliriousDreams or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on DeliriousDreams' website or applications, even if DeliriousDreams has been notified orally or in writing of the possibility of such damage.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.
9. Changes to These Terms
We reserve the right to modify these Terms at any time. We will provide notice of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
10. Contact Us
If you have any questions about these Terms, please contact us at: